Small business access to finance

This call for evidence seeks views, evidence and experiences of applying for and accessing debt finance in the UK. It sets out our interpretation of the evidence and our understanding of the debt finance landscape for small businesses.

It covers all aspects of:

• the lending market
• the demand for finance
• the application and approval process
• alternative models of finance
• under-served customers

We are seeking your views and evidence to help us:

• assess how far our existing policies meet the needs of business and the lending sector in overcoming barriers to finance
• understand where we may be able to go further to create growth through our support for small businesses and the lending sector

We need the input of market participants to shape our understanding of the evidence on the main barriers to accessing debt finance.

We are looking for the experiences of:

• small businesses
• bank and non-bank lenders
• industry experts